Free tools for pastors
Before you make a retirement decision
Four clergy-specific tools for the decisions that are hard to undo: your housing allowance, a 403(b) rollover, a Roth conversion, and the order you draw retirement income. Fill them in on screen or print them.
Worksheet · 3 pages
The Pastor's Housing Allowance Worksheet
Set the allowance the way the IRS tests it: the lesser of what was designated, what you spent, and fair rental value. Includes an expense tracker and a section for retirement.
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Checklist · 1 page
The 403(b) Rollover Checklist
Before you move a dollar out of your church retirement plan. Built around the rollover decision that is hard to undo.
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Checklist · 1 page
The Roth Conversion Checklist
A conversion is permanent. These are the clergy-specific questions worth settling first.
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Worksheet · 2 pages
The Pastor's Retirement Withdrawal Worksheet
Think through a tax-aware withdrawal order, with your housing allowance counted in the math.
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These worksheets and checklists are general education, not individualized investment, tax, or legal advice. Clergy tax rules are situation-specific. Confirm your own situation with a qualified tax professional before you act.
When a worksheet is not enough
The Pastor Retirement Checkup
One focused engagement. You bring your situation, we tell you in writing where your retirement actually stands, and you decide what happens next. No ongoing commitment.