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Fees & Process

Fee-only. Advice-only. Built for pastors.

We give advice, and we’re paid only by the people we advise. No products, no commissions, no cut of your savings. Your accounts stay in your own name, and you stay in control. We tell you what to do and why. You decide and carry it out.

What Advice-Only Means

No products. No commissions. No custody of your money.

Most advisors are paid a percentage of the assets they manage for you. We’re not. We advise on your investments and give you specific, written guidance, including rebalancing instructions. You hold and execute in your own accounts.

This matters for pastors. It removes the conflict around rollovers, which is exactly where a wrong move can cost you a 403(b)(9) housing allowance in retirement. Our advice isn’t tied to moving your money anywhere. It’s tied to what’s right for you.

Start Here

Start where you’re comfortable.

The Front Door

Pastor Retirement Checkup

A focused, one-time review of where you stand before retirement. Income, housing allowance, Social Security timing, and the few decisions in front of you. A low-pressure way to get clarity and see whether working together is a fit, without committing to an ongoing relationship first.

Who it’s for: Pastors who want a clear read, a focused second opinion, or a way to test the relationship.

$900, one time, paid in advance.

Explore the Checkup

Not Ready Yet?

Have a question first?

If you’re not sure where to start, a short introductory call is a no-pressure way to share your situation and hear how we’d help. No cost, no obligation.

You don’t need everything figured out to reach out. That’s the point.

Schedule an Intro Call

For Pastors

Ways we can work together.

Simple, flat pricing. Complexity is handled by choosing the right tier, never by tying our fee to your account size.

Learn First, No Strings

Education

General teaching for pastors and ministry leaders. These create no advisory relationship.

Advice, One-on-One

Advisory

Where individualized advice happens, matched to how much help you want.

For Churches

Help for the board and the staff.

Organizational consulting and staff education, priced flat and kept free of any product sale.

Consulting

Church Compensation & Retirement Review

$1,250, or $895 for Assembly of God churches

A budget and pastor-compensation review with a written plan for your board. Includes up to three paid staff; larger staffs by scope. Assembly of God churches receive the reduced rate. Any provider referral stays free and commission-free.

Staff Education

Staff Financial Workshop

In-person $2,500/day · Virtual $2,250/day

The Plan Builder teaching delivered live to your staff, in person or virtual. Half-days and multi-day engagements by scope. Plus travel for in-person.

How It Works

A simple, four-step process.

01

Reach out

Start with the Retirement Checkup or a short intro call. We’ll confirm fit and get you scheduled.

02

Share your picture

You’ll gather a simple set of details about income, savings, housing, and benefits ahead of our time together.

03

Get clear advice

We walk through where you stand and the clergy-specific pieces in plain language, then give you specific, written guidance.

04

You stay in control

You hold and execute in your own accounts. We advise and guide. You always make the decisions.

Before We Talk Fees

You don’t need it all figured out first.

Many pastors hesitate to talk with an advisor because they assume they need everything in order first. You don’t. Planning isn’t about a perfect situation. It’s about gaining clarity and making wise decisions with what God has entrusted to you.

Ready When You Are

Advice built for your calling.

Start with a focused Retirement Checkup, or a short introductory call to see whether ongoing planning is the right fit.

Legacy Path Advisors is a Registered Investment Adviser registered in the State of Tennessee. Registration does not imply a certain level of skill or training. We do not provide legal or tax advice. The information on this page is general education, not personalized advice, and fees are subject to the terms of a signed client agreement. Fee-only means we are paid only by the clients we serve; no arrangement removes every possible conflict of interest, and we disclose ours in our Form ADV. Every minister’s situation is different. We coordinate with your qualified tax and legal professionals when appropriate. Our Form ADV and Form CRS are available on request.