Broker Check
For Churches

Take care of your pastor. We’ll help the board get it right.

Setting a pastor’s salary, structuring the housing allowance, and setting up the 403(b) are easy to get wrong, and the pastor is the one who pays for it later. We help your board build compensation, benefits, and a retirement plan that hold up, from someone who works in denominational church finance every week.

Why It’s Hard

Most boards are volunteers. Clergy pay is its own world.

Your elders and board give their time and their best judgment. But ministerial compensation runs on rules most people never see. Housing allowance has to be designated in advance. A minister is an employee for income tax and self-employed for Social Security. A parsonage changes the math. The church retirement plan has its own quirks.

Get these wrong and the cost shows up years later, in the pastor’s taxes and retirement. Getting them right is one of the clearest ways a board can care for the person who serves them.

What the Review Covers

The compensation questions boards ask us most.

These are the pieces we help you get right, the same questions filling our inbox.

Pay

Pastor salary & pay structure

How much to pay, and how to split salary, housing, and reimbursements so it’s fair, defensible, and tax-smart for the pastor.

Housing

Housing allowance done right

Designating the allowance in advance, documenting it, and keeping it clean so the pastor keeps the benefit.

Retirement

The 403(b)(9) setup

Setting up or reviewing the church retirement plan, contributions, and the clergy-specific features most plans miss.

Tax

SECA & dual tax status

A minister is an employee for income tax and self-employed for Social Security. We help you structure pay around that split.

Benefits

Benefits & insurance

What to offer and how, coordinated with your existing providers, with no product sold to your church.

Governance

Board policy & records

The resolutions and documentation that make your compensation decisions hold up when it counts.

How We Help Churches

Clear guidance for the board and the staff.

Flat pricing, plain language, and no products sold to your church. We’re paid only by the churches and pastors we serve.

Consulting

Compensation & Retirement Review

$1,250, or $895 for Assembly of God churches

A full review of your budget and pastor compensation, with a written plan your board can actually use. Housing allowance, SECA, benefits, and the retirement plan, checked and explained. Includes up to three paid staff; larger staffs by scope.

Request a review →

Staff Education

Staff Financial Workshop

In-person $2,500/day · Virtual $2,250/day

Bring practical financial teaching to your whole team, in person or online. The same plain-language teaching we give pastors, delivered to your staff. Half-days and multi-day engagements by scope.

Request a workshop →

Always Free

Provider Coordination

No cost, no commission

Already with GuideStone or AGFinancial? Good. We coordinate with your existing plan and never take a commission for it, so the guidance stays about your church and not a product.

Why Legacy Path

Someone who does this work every week.

Todd Hukill has pastored and planted churches, and he serves as Finance Director for the Tennessee Assemblies of God Ministry Network. He sits inside church finance at the network level, not just from a client’s chair. Your board won’t be explaining how a church works.

He’s a fee-only fiduciary, paid only by the churches and pastors he serves, with no products to sell. So the advice your board gets is about your church, not a transaction.

How It Works

A simple engagement, start to finish.

01

Reach out

Tell us about your church and staff. We’ll confirm fit and scope the review with you.

02

We review

We look at your budget, pastor compensation, housing allowance, benefits, and the retirement plan.

03

You get a written plan

Your board receives a clear, written plan in plain language, with specific next steps you can act on.

04

We coordinate

We work with your CPA and plan provider so the recommendations actually get put in place.

For Your Church

Do right by the ones who serve you.

Start with a short call, or request the Church Compensation and Retirement Review.

The Church Compensation and Retirement Review is organizational consulting, not personalized investment advice, unless an engagement specifically addresses how plan assets are invested. Legacy Path Advisors is a Registered Investment Adviser registered in the State of Tennessee. Registration does not imply a certain level of skill or training. We do not sell products or earn commissions, and any provider referral is made without compensation. The information on this page is general education, not legal or tax advice, and we coordinate with your qualified tax and legal professionals when appropriate. Our Form ADV and Form CRS are available on request.